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12 Biggest Challenges of Working from Home - How to

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Offer Details: Team members should similarly confirm their priorities and tasks with their boss or supervisor and colleagues before setting off to complete them. Virtual communication leaves too much room for ambiguity, so verify assignments at the end of any call, conference, or email. The same policy applies to self-employed workers communicating with See more ...

How to Remove a Stucco Popcorn Ceiling and Update Your Home

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Offer Details: Removing popcorn ceiling also pays off when you try to sell your home. While a popcorn-less ceiling may not increase the value of your home, it vastly improve its marketability. A marketable home tends to retain more interest, sell faster, and collect more of its original asking price than homes without desirable updates. Supply List See more ...

Keep Driving an Old Car or Buy New - What's Better

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Offer Details: Whenever monthly used car maintenance expenses exceed an estimated monthly auto payment, it could be time to stop pouring cash into your old set of wheels. You’d likely be better off shopping for a newer vehicle with less wear and tear. So how do you determine what a car payment would be? According to the National Automobile Dealers See more ...

Buying a Duplex - Advantages & Disadvantages

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Offer Details: This can help you pay off your mortgage. For example, imagine you purchase a duplex and your mortgage is $1,200 per month. You rent out half of the duplex for $800 per month, which means you only need to come up with $400 every month. Or, you could pay off your mortgage faster by making double payments each month. This is one of the most See more ...

Should You Sell Your House or Rent It Out? - Things to

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Offer Details: The big question is what to do with the property when you move. Are you better off keeping your old place as a rental, or does selling it make more sense? While renting allows you to either pay off your mortgage or make a little money every month, it also comes with a fair amount of risk and added tax complications. Why Rent Your Home? See more ...

25 Ideas to Keep Entertained at Home (Even If You're

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Offer Details: Since you probably won’t polish off four to six bottles in one sitting, pick up a way to preserve your opened wines. The two main options include vacuum pumps to pull air out of the bottle and wine preservation gas, which blankets the wine with a layer of inert gas to separate it from oxygen. These options extend open bottles’ life spans See more ...

Where to Donate Used Books - 10 Places to Start

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Offer Details: Where to Donate Books Locally. Donating your used books locally saves you the shipping costs of mailing your books and benefits charities and needy families in your area. You can donate books at a variety of locations in your community, including: 1. The Salvation Army See more ...

How Long to Keep Important Documents (and What You Can Shred)

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Offer Details: Once a loan is paid off, you should get another document showing that the loan has been paid in full. You should keep this document for at least seven years for your tax records. However, if you have the space, it’s a good idea to hold onto it forever so that you can prove the loan is paid off. For mortgage loans, you should definitely keep See more ...

Should I Buy a New or Used Car - or Lease?

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Offer Details: Owners of older cars that have been paid off are required to carry minimum levels of liability insurance to protect those who might be injured or whose property might be damaged in the event of an accident deemed to be your fault. Insurance is a significant cost of automobile ownership, so use a knowledgeable agent and compare rates See more ...

List of 14 Commonly Overlooked Personal Tax Deductions

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Offer Details: Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. See more ...

Investing In A Child's College Fund Versus Paying Off Your

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Offer Details: If you have young children and a house, you may have faced the dilemma of whether to pay off more money on your mortgage or start putting money towards a college tuition fund for your children. So, what's the right answer? Well, every answer is different given someone's situation. Here are some See more ...

Should I Pay Off Debt or Save Money First?

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Offer Details: Reasons to Pay Off Debt First. Nobody likes debt, and without the proper level of income, high balances can follow you for years. But if you have the cash, here are three great reasons to pay off debt before saving your money. 1. To Eliminate Paying Interest The majority of credit card holders pay interest on a monthly basis, which can be more See more ...

26 Cost Cutting Ideas for Your Small Business to Reduce

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Offer Details: Shut off overhead and desk lights too, or leave instructions for building cleaning crews to do so when they’re done. In restaurants and light industrial facilities that don’t run overnight, power off machinery and appliances not required for safety or storage – in other words, turn off the oven, not the freezer. 4. Reduce Paper Use See more ...

How to Use a Positive Attitude to Change Bad Financial Habits

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Offer Details: To encourage your new habits, reward yourself for reaching specific goals. For example, you might treat yourself to dinner at a favorite restaurant once a certain savings goal has been reached or once your credit card debt is paid off. Use a Visual Reminder. Keep a small picture that represents your long-term goal in your purse or wallet to See more ...

10 Best Indoor At Home Exercises & Workouts Without Equipment

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Offer Details: Some days, it’s just really difficult to go outside, especially in the winter months. It can be rainy or cold, and the sun may already set by the time you get off work. So what are you going to do to get some exercise, especially if you don’t have a gym membership to rely on or want to stay healthy and exercise at home on a budget? See more ...

Why a Cheaper Wedding Can Mean a Better, Happier Marriage

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Offer Details: If you don’t learn until after the wedding that your partner snores, loves music that you can’t stand, wants lots of children when you want none, and dreams of living in an off-the-grid country cabin when you prefer the bustle of city life, you’re likely to conclude pretty quickly that the marriage was a mistake. See more ...

Financial Benefits of Marriage vs. Being Single - What's

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Offer Details: Many couples start off married life with a huge one-time expense: a big wedding. The 2013 Real Weddings Study conducted by The Knot found that the average wedding in the United States costs nearly $30,000. Of course, this “average” is probably skewed upward by the few couples who had incredibly lavish weddings, as well as by the See more ...

How to Achieve & Reach Your Goals When Challenges Arise

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Offer Details: Every person who sets off toward a challenging goal will eventually fall flat on his or her face. It’s simply part of the brain making new connections, and it’s impossible to avoid. But people tend to go completely off-course when they’re unable to see failures as part of the process. For instance, I had a client who remained sober for See more ...

Choosing a Financial Planner vs. an Investment Advisor

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Offer Details: An “investment advisor” is one who provides advice about investments for a fee. As defined by the Investment Advisors Act of 1940 , a registered investment advisor is a “person or firm that, for compensation, is engaged in the act of providing advice, making recommendations, issuing reports or furnishing analyses on securities, either directly or through publications.” See more ...

Top 10 Green Energy Technologies & Solutions for Home

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Offer Details: Energy vampires (devices that are plugged in and shut off or fully charged) are generally blamed for around 20% of all energy wasted in America annually. Smart power strips sense energy demand and cut off power supply to fully charged or not in use devices, and can almost eliminate vampire power drawdown. See more ...

What Is Alternative Dispute Resolution (ADR) - Mediation

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Offer Details: Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. See more ...

What Is a Tax Credit vs. Tax Deduction - Do You Know the

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Offer Details: While perusing tax advice on the Internet, you’ll come across lists of tax deductions and tax credits that can help you reduce your tax bill. But do you know the difference between a tax deduction and a tax credit? They’re not the same. Deductions are good, but credits are better. See more ...

15 Shopping Tips at Flea Markets & Swap Meets - What to Do

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Offer Details: Tips for More Effective Shopping at Flea Markets and Swap Meets 1. Dress Down. The first rule of flea market shopping: Don’t look like you’re on your way to a dinner party, or even heading off to work. Instead, dress down. Way down. Wear comfortable, baggy, unfashionable clothing, such as a low-key tracksuit or off-brand jeans and shirts See more ...

How to Use 0% Balance Transfer Credit Cards Responsibly

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Offer Details: So, if you don’t pay off the balance in time, you could end up paying more interest in total than you would have paid if you’d just stuck with your original loan. However, if you have a loan that’s close to being paid off already, transferring it to a zero-interest card can be a smart move. Without the added cost of interest, you can See more ...

14 Tips to Increase Productivity & Avoid Distractions When

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Offer Details: Setting priorities is important at the office and infinitely more so when working from home. Without a boss peering over your shoulder or colleagues to bounce ideas off of, it’s up to you to put your to-do list in order. It can help you stay on track and avoid feeling overwhelmed. See more ...

Is Getting an MBA Degree Worth It? - Value & Costs of

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Offer Details: Meanwhile, business school tuition rose 24% between 2009 and 2012, despite slight declines in pay for newly minted MBA graduates. Today, top-tier MBA programs charge full-time students $70,000 or more per year. Add in extras like student health insurance, room and board, and program materials, and you’re looking at $100,000-plus in annual out See more ...

11 Tips to Find the Best Neighborhood to Live In

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Offer Details: If you have a predictable daily routine – say you leave home, drop the kids off at daycare or school, go to work, pick the kids up, stop at the grocery store, and return home – you should consider a location that allows you to hit each stop while traveling in the same direction. See more ...

How to Prepare Financially and Survive Unemployment or Job

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Offer Details: 4. Pay Off Debt. Getting out of debt, especially high-interest debt, should be a top priority before you lose your job, and there are ways to get out of credit card debt fast. Do whatever you can to pay off your current debt or transfer high-interest debt to a lower-APR credit card. If you’re still employed, find ways to supplement your See more ...

Does Closing a Credit Card Account Hurt Your Credit Score?

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Offer Details: To understand how closing a credit card account can hurt your credit score, it helps to know how the score is calculated. Companies used to review your credit history to determine your creditworthiness, and then decide whether or not to grant you a line of credit. Today, the credit bureaus have boiled your credit history down to a single number See more ...

6 Stock Market Investing Tips & Guide for Beginners

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Offer Details: Conversely, most people today would feel that riding a horse might be dangerous with a good chance of falling or being bucked off because few people are around horses. The idea of perception is important, especially in investing. As you gain more knowledge about investments – for example, how stocks are bought and sold, how much volatility See more ...

How to Help Your Elderly Parents Age in Place & Remodel

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Offer Details: If your parents struggle with getting on and off the toilet, install a model that sits higher off the ground or purchase a toilet seat riser, which elevates the height of the existing toilet. Toilet seat risers range in price from $20 to $70 or more. The Vaunn Medical Elevated Toilet Seat riser is well-reviewed by consumers and requires no See more ...

What Is "Medicare for All" - Features, Costs, Pros & Cons

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Offer Details: These uninsured and underinsured Americans are likely to put off necessary medical treatment because they can’t afford it. Often, they don’t seek medical care until they have a problem serious enough to land them in the emergency room, the most expensive possible place to receive care. See more ...

Sick at Work? - How to Prevent the Spread of Germs in Your

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Offer Details: Disconnect your keyboard from the computer or power it off if you’re using a wireless keyboard. If you’re using a laptop, turn it off completely. Use a slightly damp microfiber cloth to gently wipe the keyboard. Don’t spray any cleaners directly onto the keyboard. To disinfect, use Lysol or Clorox wipes to gently cleanse the surface. If See more ...

How Do Bail Bonds Work - Types, Conditions & How to Recoup

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Offer Details: How Bail Bonds Work – Types, Conditions & How to Recoup Money. By. Mark Theoharis. Views. 6.5K. Shares. 38. Share this Article. Facebook. Twitter. Pinterest. Linkedin. Email. Paying bail to get out of jail may seem like a simple concept. The idea is that if someone gets arrested, someone else can pay money and the jailed person goes free. And while that is the essential idea behind bail See more ...

7 Reasons to Have Multiple Bank Savings Accounts - Pros & Cons

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Offer Details: If you are less-than-perfect at keeping track of your finances, you may be better off with one account – or at least with keeping all your accounts with one financial institution so you don’t forget what you have and where it is. You Could Pay Higher Fees. Some financial institutions charge fees for their accounts, especially on accounts See more ...

What to Do with a $100,000 Financial Cash Windfall

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Offer Details: 1. Pay off “bad” debts like credit cards or non-deductible, high interest loans. Let’s say you have credit card debt charging 15% interest. By paying off this balance, you are essentially receiving an instant 15% return on your money because you are no longer paying the finance charges. Use some of the windfall to pay off high-interest debt. See more ...

When to Sell Stocks - 6 Questions to Ask Before Selling

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Offer Details: When to Sell Stocks – 6 Questions to Ask Before Selling Your Shares. By. Hank Coleman. Views. 67.6K. Share this Article. Facebook. Twitter. Pinterest. Linkedin. Email. You bought some stock on a whim a few years go. Maybe it was doing great for a while, or maybe it has been yo-yoing. Maybe you are so sick of looking at the stock that you think it is time to sell. Before you pull the trigger See more ...

20 Jobs That Provide Free Housing - Money Crashers

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Offer Details: Both are exaggerations, of course, but they’re not far off the mark. Park rangers patrol their parks, offer guided tours, coordinate aid to damaged trees, animals, or ecosystems, and prevent wildfires. Because their full-time job is to protect national or state parks, they’re often provided housing within those parks. See more ...

Types of Driveways for Your Home - Materials & Costs

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Offer Details: Determine, and then mark off, your driveway’s exact route and boundaries before beginning your project. Make sure it’s wide enough for a standard passenger car, with room to spare. Factor any unorthodox shapes, like a turnaround or outdoor parking area, into your dimension calculations. See more ...

Should You Pay Taxes With a Credit Card? - Money Crashers

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Offer Details: Paying Taxes With a Credit Card: Approved Vendors & Costs. Paying your federal taxes by credit card isn’t rocket science. This IRS primer outlines what you need to know about the process. In virtually every state that collects them, you can pay state income taxes with a credit card as well. See more ...

10 Legal Myths About Criminal Law - When You Get Arrested

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Offer Details: Above all, the biggest, most dangerous myth regarding criminal law is that you know what you have to do to protect yourself, win your case, and ensure you don’t get into trouble. Criminal law can be an incredibly complicated field, and what might seem reasonable or logical to you might be completely wrong. See more ...

What to Recycle? List of 11 Recyclable Household Items

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Offer Details: If you have a TV smaller than 32 inches, this service is free when the TV is dropped off at a Best Buy store. For larger TVs and other appliances, Best Buy charges a flat fee of $100 to pick up one or two appliances. Before dropping off your TV, contact the Best Buy store to receive specific instructions about recycling your television. You can See more ...

FHA vs. VA vs. Conventional Mortgage Loans - How Are They

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Offer Details: That means taking out a new home loan to pay off your existing loan and lock in a lower interest rate that saves you thousands – and perhaps tens or even hundreds of thousands – over the remainder of your loan term. Types of Home Loans: Conforming and Non-Conforming. Purchase and refinance loans come in many different configurations. See more ...

Free & Cheap College Classes for Senior Citizens (By State

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Offer Details: On top of that, seniors can take additional undergraduate courses for credit at half the normal price, as long as they don’t displace paying students from any class. It’s possible for senior citizens to complete an undergraduate degree or certificate this way, taking 50% off the tuition for each class. Virginia See more ...

Your Options For Paying Back Your Student Loans

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Offer Details: Pay off your student loans as quickly as possible. Develop a plan to pay them off within a certain amount of time. Don’t settle for paying them off in a 10 or (gasp) a 20 year period. Those loans will begin to feel like the roommate that you can’t get rid of. My suggestion is that if you have some other smaller debts such as credit cards or See more ...

How Much Are Closing Costs When Buying a House? - Estimates

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Offer Details: For example, knocking 5% off the down payment on a $300,000 house frees up $15,000 – probably enough to cover the bulk of the transaction’s closing costs. There are two catches here. First, the seller has to accept your offer. Since sellers tend to favor offers with higher cash components, your seller could view your low-down-payment offer See more ...

Freegan Movement - Principles & Problems of Freeganism

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Offer Details: Principles of Living as a Freegan. Freegans use a wide variety of strategies to get things for free so they don’t need to shop. Experienced freegans know how to find food, clothing, shelter, transportation, and entertainment without spending a penny. See more ...

12 Ways to Reduce Risk in Your Stock Investment Portfolio

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Offer Details: Once you’ve paid off your credit card debt along with any other high-interest personal debt, and set aside an emergency fund, it’s time to start investing. And while there are countless investment options available to you, from real estate to bonds to crowdfunding websites, stocks are an easy starting place offering high average returns. See more ...

Living on Minimum Wage - Is It Possible? (Live the Wage

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Offer Details: Final Word. Despite its flaws, most participants seem to think the Live the Wage Challenge is a worthwhile experience. Ryan, discussing the challenge on his Facebook page, acknowledged that it couldn’t match the stress of living on minimum wage for real, but he said it still helped him to understand his constituents and their needs. See more ...

5 Reasons You Shouldn't Refinance a Mortgage to Pay Credit

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Offer Details: You’ll be deeper in debt, and you won’t be able to turn to your house to provide relief. If you do decide to refinance your home to pay off credit card debt, you absolutely must make a true commitment not to get back into credit card debt. See more ...

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